What We Do

CM Financial Group provides you with information and access to the following products and services:

As life gets busy, the need for a financial plan becomes more vital than ever. A financial plan helps to clarify a vision, strategies, priorities and opportunities. It shines light on where you are now and what you may want to consider in order to get to where you want to be next.

CM Financial Group can guide and assist you in executing your plan. This may include finding suitable products and services at the appropriate times in your life. We can customize solutions to fit your needs and financial capabilities. 

Having a plan in place also helps to ensure you don’t miss out on opportunities. Being able to anticipate and become prepared saves you time and money.

We help you to identify your vision, strategies, priorities and opportunities through every stage of life.

We work with you to develop a plan that will adapt and evolve to align with the changing needs and opportunities in your life.

Generally speaking, we want insurance for Peace of Mind, not because it is swanky or the latest fad. Life insurance has been a powerful instrument in the financial toolkit for hundreds of years. There are many types of insurance products that can help you fulfill your evolving needs, and there are numerous providers. Each type of insurance is designed to help bridge a specific financial gap at a specific stage in life. 

Some insurance plans evolve over time to cover different needs and should be reviewed regularly with the changes in your life. CM Financial Group can help you understand the insurance products and services that you already have and ones you may need to consider. We can guide you in selecting the right tools you need to fulfill your financial goals.

Life Insurance
Disability Income Insurance
Critical Illness Insurance
Long Term Care Insurance
Medical and Dental Insurance
Travel Insurance
Segregated Funds

As you are probably aware, a number of tax-efficient investment vehicles, including RRSPs, TFSAs, RESPs, and RDSPs are available. How do they work and are they appropriate for you? There are also many investment choices under each investment vehicle. How we go about choosing the various combinations to build your investment portfolio is dependent on your tolerance for risk and the intended duration of an investment before the funds are required. 

CM Financial Group can help you choose from the many options to build your portfolio, obtain competitive returns and grow your wealth. Then when it comes time for you to adjust for retirement or for other life changes, we will help you develop a strategy to minimize your tax liability as you draw on your savings, Canada Pension Plan, Old Age Security and other pension plans.

Registered Retirement Savings Plan (RRSP)
Registered Education Savings Plan (RESP)
Registered Disability Savings Plan (RDSP)
Registered Retirement Income Fund (RRIF)
Guaranteed Minimum Withdrawal Benefit (GMWB)
Tax Free Savings Account (TFSA)
Non-Registered Investment Plan
Group RRSP and TFSA

As you can see, we help clients access a range of financial products and services

The clients of CM Financial Group include individuals, families and businesses.

As our client, your family commitments and personal circumstances are our concerns, too. Sometimes, a person just needs an outsider with an extensive knowledge of the challenges and opportunities, not to mention a finger on the pulse of financial services generally, to provide a reasoning voice and guidance to help you stay the course.

How we manage our most difficult phases in life makes a huge difference in the overall outcome. Our relationship with you is our unwavering priority. 

To deliver a wide range of financial products and services, CM Financial Group partners with companies in the Financial Services industry as well as with individuals who are experts in their respective areas.

We take pride in delivering excellent customer service. We welcome the opportunity to work with you!